About Us

An Independent Agency Built on Straight Answers

Your Florida Insurance Partner

An Independent Agency That Puts Your Plan First

We are not tied to a single carrier, so the plan we recommend is the one that fits you. We handle the enrollment paperwork, then stay on as your agent for claims questions and annual reviews.

Licensed & Independent

Florida licensed, multiple carriers compared

Medicare

Advantage, Supplement and Part D plans, compared plan by plan before you sign.

Health & Supplemental

ACA Marketplace plans, plus dental, vision, accident and critical illness coverage.

Life Insurance

Term, whole life and final expense protection for the people who depend on you.

Our Mission and Values

We explain coverage in plain language

Three things we will not compromise on, no matter which plan you end up choosing.

Plain language

If we cannot explain a plan in one sentence you understand, it is the wrong plan or the wrong explanation.

The relationship starts at enrollment

Most agents disappear after the application. We are the ones you call in March when a claim gets denied.

Meet Our Team

Licensed Agents Who Take The Time Most Agents Will Not

Licensed Insurance Agent

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Licensed Insurance Agent

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Licensed Insurance Agent

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Medicare Basics

Turning 65? Here Is What To Know

Short, plain-language answers to the Medicare questions that cost people the most money.

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Do Not Miss Your Window

Your Initial Enrollment Period

It runs seven months, starting three months before the month you turn 65 and ending three months after. Miss it without other qualifying coverage and you can carry a late enrollment penalty for the rest of your life. One call is usually all it takes to get this right.

Important disclosures. AllGuard Insurance Corp is not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Assistance Program, to get information on all of your options.